Tom Carroll
Founder, CRPC® Chartered Retirement Planning Counselor
Tom Carroll
Founder, Portfolio Manager ∞ Chartered Retirement Planning Counselor ®
Tom Carroll is a seasoned investment professional with over 30 years of experience managing client portfolios and guiding financial decisions through changing market cycles. He began his career with Wells Fargo and Merrill Lynch, where he built a strong foundation in investment strategy and client service. In 2009, Tom founded Provident Investment Advisors to offer a more personalized, transparent, and purpose-driven alternative to the increasingly commoditized advisory landscape.
Tom holds the Series 6, 63, 65, 7 and 24 licenses and is a Chartered Retirement Planning Counselor®(CRPC®), reflecting his deep commitment to professional excellence and planning expertise. His investment philosophy is rooted in long-term value creation, risk-aware portfolio design, and a belief that communication and transparency are essential to building trust and achieving results.
Known for his ability to simply complex financial concepts, Tom empowers clients to make informed decisions aligned with their values. At Provident, he leads with curiosity, integrity and consistency. He’s on a mission to empower emerging professionals and educate on the rapidly shifting future of wealth management.